Which Cruise Line Has the Best Loyalty Program in 2025?

Princess' Captain's Circle are among Top cruise line loyalty programs and benefits.
Captain’s Circle Cocktail Party aboard Princess Cruises. Image courtesy of Princess Cruises.

If you’ve taken a cruise before, chances are you’re already part of a loyalty program. Most cruise lines enroll guests automatically after their first sailing, giving travelers a chance to start earning perks with every trip. The concept goes, as you cruise more, the perks grow richer, including complimentary Wi-Fi, drink vouchers, suite upgrades, and priority boarding.

According to CLIA’s 2025 State of the Cruise Industry Report, 25 percent of cruise travelers sail at least twice a year, and 11 percent cruise three to five times annually. This repeat behavior is driving cruise lines to invest in programs that make loyal guests feel recognized and rewarded.

We compared 10 major ocean cruise lines to help you understand how their loyalty programs work, when benefits begin, and which ones offer the most meaningful value at sea based on your cruising style.

Most loyalty programs are free and automatic. Guests are typically enrolled after their first sailing and start earning credit based on either cruise nights, number of cruises, or onboard spend.

Initial perks might include welcome-back gifts or early access to sales. But higher tiers unlock more substantial rewards, such as complimentary internet, priority embarkation, drink vouchers, and cabin upgrades. Some cruise lines, including MSC Cruises and Virgin Voyages, also offer status matching for travelers with elite standing in other programs.

  • Carnival Cruise Line plans to sunset its VIFP Club in 2026 and launch Carnival Rewards, a spend-based program more in line with airline models.
  • Virgin Voyages rolled out its full Sailing Club in 2024, granting perks like Wi-Fi and bar credit by a guest’s third cruise.

Royal Caribbean – Crown & Anchor Society
Perks begin after 80 nights. Diamond members receive four daily drink vouchers, Wi-Fi access, and laundry service. A complimentary cruise is awarded at Pinnacle status, usually reached after around 700 nights.

Good for travelers who cruise frequently or sail in suites, where points accumulate faster.

Norwegian – Latitudes Rewards
Perks start at 75 points, about 10 nights in a balcony stateroom. Members enjoy priority check-in, dining discounts, and cabin upgrades. At 700 points, guests receive a free seven-night cruise, one of the most accessible top-tier benefits in the industry.

Good for cruisers looking for strong value and attainable rewards.

Celebrity – Captain’s Club
Perks begin at 150 points, or roughly 15 nights in a balcony cabin. Elite guests enjoy premium internet, access to exclusive lounges, and complimentary laundry service. At Zenith level, members are awarded a free cruise after reaching 3,000 points.

Good for premium travelers, especially those with matched status from Royal Caribbean or Silversea.

Princess – Captain’s Circle
Perks start after five cruises. Members receive early access to new itineraries, priority embarkation, and exclusive onboard events.

Good for loyal Princess cruisers who value steady, reliable perks and shared benefits with Holland America Line.

MSC Cruises – Voyagers Club
Perks begin after just one cruise. Members receive a welcome gift, onboard discounts, and can match elite status from hotel, airline, or cruise programs.

Good for travelers with existing status who want immediate perks on their next sailing.

Virgin Voyages – Sailing Club
Perks start by a guest’s third cruise. Members enjoy Wi-Fi, bar tab credits, and access to special onboard events.
Good for new or younger cruisers seeking quick and stylish loyalty rewards.

Below is a side-by-side summary of the loyalty programs offered by the major cruise lines featured in this article. You can use this to quickly compare qualifications, key perks, and how soon benefits begin.

Cruise LineProgram NameQualification BasisFree CruiseStatus MatchWhen Perks BeginTop-Tier Highlight
Carnival Cruise LineVIFP Club / Carnival Rewards (2026)Days sailed (VIFP); Spend-based (2026)NoNo25 nights: free drinks, upgradesConcierge, priority services
Celebrity CruisesCaptain’s ClubNights + stateroom categoryYes – after 3,000 pointsYes (Royal, Silversea)150 pts. (~15 balcony nights): lounge, internetFree cruise, lounge access
Cunard LineWorld ClubCruise count or nightsNoNo5 cruises: dining, eventsLoyalty dining, exclusive events
Disney Cruise LineCastaway ClubCruise countNoNo5 cruises: early booking, photo giftPhoto package, early check-in
Holland America LineMariner SocietyCruise days + onboard spendNoYes (with Princess)30 nights: dining, eventsDining, discounts
MSC CruisesVoyagers ClubNights, spend, suite classNoYes (hotel, airline, cruise)After 1 cruise: discounts, giftPriority boarding, upgrades
Norwegian Cruise LineLatitudes RewardsNights + cabin categoryYes – after 700 pointsNo75 pts. (~10 balcony nights): upgrades, discountsFree cruise, upgrades, discounts
Princess CruisesCaptain’s CircleCruise count or nightsNoYes (with HAL)5 cruises: early booking, boardingPriority embarkation
Royal CaribbeanCrown & Anchor SocietyNights sailed (+2x in suites)Yes – after ~700 nightsYes (Celebrity, Silversea)80 nights: drinks, Wi-Fi, laundryFree cruise, drink vouchers
Virgin VoyagesSailing ClubCruise countNoYes3rd cruise: bar tab, Wi-FiBar credit, Wi-Fi, private events

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